You don’t have to spend money to have fun. Let’s look at comedian Tiffany Haddish, for example. Before she struck it big, she was rocking knock-off designer bags while still enjoying her life. If she was having fun while saving money, you can too, sis.
Here are 10 things you can do to ensure you’re having fun while saving money:
There’s no other feeling like setting a lofty goal and then reaching it through hard work and sacrifice. That’s why you should set a financial goal if you want to be having fun while saving money. It’s more fun to work towards a goal, but you’ll also see more purpose in saving.
Denying yourself everything you want while saving isn’t a sustainable way to save money. You should always remember to set aside a bit of money for yourself for the things you want to buy. Doing this will keep you sane and you’ll have more fun while still saving money.
How much should you budget for yourself? Check out my article on breaking down the Dave Ramsey budget!
There are all kinds of ways to have fun without spending money. Going out on walks, heading to the local library, and exploring your city don’t cost anything. By trying out these fun activities, you’ll find yourself having fun while still saving money.
You might find more enjoyment in earning money than saving it, and that’s okay. If you’re a go-getter, it might be time to start a side hustle. Running your own side business may be stressful, but it can also be incredibly rewarding. Who knows? You might even end up making it your full-time job.
How much do you really have to spend in a month? I tried a challenge where I tried to spend as little money as possible in a month. What did I learn? I could feasibly spend about $500 less every month while staying afloat!
Budgeting apps make tracking progress towards challenges like this a lot easier. Check out my article on some of the best budget apps to learn more.
A good book can be one of the best investments you ever make. Spending $10 on a great book will be more rewarding than spending it on three cups of coffee. You can even head to your local library; they might have something for you there for free.
Need a few book recommendations? Check out my list of must-read personal finance books here.
You won’t be having fun while saving money if you think of it as not enjoying what you earn. Instead, think of saving money as delaying your gratification so you can enjoy your money later on. You’ll enjoy your expensive vacations a lot more knowing that you won’t go bankrupt by going on them.
We have challenges every now and then to make saving money fun! Be sure to sign up for the next one when it comes around. It’ll be happening sooner than you think…
The best way to make sure you’re having fun while saving money is to do it with someone else. Having a friend, family member, or partner be your accountability buddy can help you save more money. They’ll be there to keep you on the right track.
If you want to keep having fun while saving money, you should always try to find new ways to save. There’s always something you can do better when it comes to finances. That’s why you should join the money squad! As a member, you’ll receive personal finance tips every week. Did I mention that signing up is completely free? So sign up today–it takes less than a minute!
Dollars Makes Cents by Shaquana, Financial Coach and Wealth Expert, resources helps professional millennial women of color with the tools and skills they need to eliminate their debt, amplify their savings, and build generational wealth — without having to compromise their lifestyle.
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