One of the biggest investments in your life can be made with just $20 or less. No, I’m not talking about stocks or cryptocurrency, but a good financial book! I’ve personally used financial books to get myself out of debt, and you can, too. If you want books that will help you get out of debt, be sure to check these out:
Dave Ramsey Books that will help you get out of debt:
When I was struggling to pay off my debts, Dave Ramsey was who I turned to. He gives great advice that ordinary people like you and me can follow.
The Total Money Makeover
This book is a classic in the finance genre. This book helped me develop a plan for paying off all of my debts. It taught me a few money-saving habits as well!
Get it on Amazon, Audible, and Kindle.
Financial Peace
Being in debt while also having to provide for a family is a dangerous combination. Financial Peace is a book that was written with families in mind. This read is loaded with real-world experiences and insights you can’t get anywhere else!
Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth–And How You Can Too
This is Dave Ramsey’s newest book, published in March 2022. This book focuses on the stories of how ordinary people dug themselves out of debt and built their own fortunes. It also illustrates four baby steps they followed to achieve financial success. If you want a reminder that financial success is possible, even with debt, then get this book.
Get it on Amazon, Audible, and Kindle.
Dave Ramsey’s Complete Guide to Money
If you were to buy just one book out of all of my suggestions, this is the one. In this book, Ramsey talks about how to budget, save, invest, and most importantly how to dump your debt. It’s a comprehensive guide that will help you understand money better.
This book can also help boost your interpersonal skills for a potential side hustle! My article has a few ideas you can put to use.
Classic Books to Help You Get Out of Debt
Sometimes, the best tips are the ones that have been around for ages. These classic money books are must-reads whether or not you need to get out of debt.
The Richest Man in Babylon by George S. Clason
This book is often seen as one of the best personal finance books of all time. This classic book teaches seven key points to help you build wealth and beat debt. You’ve probably seen it in your local bookstore a few times–so this is your sign to finally buy it!
Get it on Amazon, Audible, and Kindle.
Rich Dad, Poor Dad by Robert Kiyosaki
This may be a relatively new book, but one that will be relevant for years to come. This book compares the financial habits of rich and poor people–such as how they view debt. If you need a book to help you get out of debt, Rich Dad, Poor Dad will certainly help.
Get it on Amazon, Audible, and Kindle.
How to Win Friends and Influence People by Dale Carnegie
I bet you didn’t expect to see this book on this list, did you? This book has been in print for over 80 years and counting. While it’s not specifically about finance, it can help you nail a job interview or make some valuable connections. These are things you can’t ignore when trying to increase your income to pay off your debt.
Get it on Amazon, Audible, and Kindle.
I Will Teach You To Be Rich by Ramit Sethi
This book provides a lot of insight into money through a straightforward, 6-week-long program. Among the important financial lessons, you’ll learn in this book are how to save while still buying what you love and how to beat your debt. If you prefer a straightforward read, this is one of the must-have get out of debt books.
Get it on Amazon, Audible, and Kindle.
Women-Authored Books to Help You Get Out of Debt
Who run the world? Girls! That’s why you have to check out this selection of personal finance books authored by strong and inspiring women.
Money, a Love Story: Untangle Your Financial Woes and Create the Life You Really Want by Kate Northup
You can compare money to a lot of things, but I never thought to compare it to a loved one. Just like your relationship with other people, your relationship with money requires its own attention. This book by Kate Northrup teaches you how to improve your relationship with money.
Get it on Amazon, Audible, and Kindle
When She Makes More: 10 Rules for Breadwinning Women by Farmoosh Torabi
Breadwinners are forced to look at money much differently. In this book, you’ll learn how to look at money as a breadwinner and manage it effectively.
Get it on Amazon, Audible, and Kindle
Zero Debt: The Ultimate Guide to Financial Freedom by Lynnette Khalfani-Cox
Stuck in a financial hole because of debt? This book by Lynnette Khalfani-Cox is the perfect purchase! Zero Debt will help you make the lifestyle changes to conquer debt and live debt-free.
Why bother trying to live debt-free? I can think of 10 reasons why. Check out my article to find out what they are!
You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero
Digging yourself out of a financial hole can be mentally draining. That’s why you must read this if you’re looking for books to help you get out of debt. You Are a Badass at Making Money will teach you the mindset you need to overcome your financial woes.
Get it on Amazon, Audible, and Kindle
The Index Card: Why Personal Finance Doesn’t Have to Be Complicated by Helaine Olen and Harold Pollack
Personal finance is an intimidating topic for a lot of people. If you feel this way, you have to read this book. The authors broke down finance into just ten simple rules to follow. This one should be on your list if you need books to help you get out of debt.
If you want more books like this, check out my article on the best investing books for beginners!
Get it on Amazon, Audible, and Kindle
Women’s Worth: Finding Your Financial Confidence by Eleanor Blayney
Many personal finance books aren’t written for women specifically and neglect to mention the problems that we have to face. This book by Eleanor Blayney talks about finance from a woman’s perspective to help female readers boost their financial know-how.
Get it on Amazon
Clever Girl Finance: Ditch Debt, Save Money, and Build Real Wealth by Bola Sokunbi
Ditch debt, save money, and build real wealth. All of these things are right in the book’s name! Bola Sokunbi wrote a book specifically for women of color, which is why I would recommend this book to any sister. I may even go as far as to say that this book is one of the best!
Get it on Amazon, Audible, and Kindle
Books aren’t the only way to get advice for getting out of debt, though! If you want personal financial advice conveniently sent your way, sign up for my money squad! As a member, you can expect free financial advice every week. Signing up won’t even take a minute, so become a member today!
