You are ashamed and embarrassed that you are not able to manage your money when you make a six-figure income

You are tired of money being an obstacle to living a life you desire and are willing to take action NOW to overcome your struggles with your finances

You are living paycheck to paycheck and struggle to save money when you earn a six-figure salary

Your current spending habits are “out of control” and you have no organization or budget to track how much money you’re spending each month

Does This Sound Like You?

We’ll work together to make sustainable, lifelong changes that will shift your mindset about money, eliminate your debt, and build your wealth.

Finally, a solution that just makes cents.
Ready to change the course of your story?

We often forget that generational wealth can start with just one person — a person who decided to make a change, break the pattern, and take a risk. Despite your financial history and doubts about your potential, you can be that one person.

I know this because I’ve been there myself. And I’ve witnessed client after client break free from their limiting beliefs to build the net worth of their dreams — despite the financial situation they’re in when they approach me.

It’s not too late to change your money story

Hi, I’m Shaquana Watson-Harkness!

For 20+ years, I’ve worked in the financial service industry and empowered high-achieving professionals to develop sustainable financial plans to build their dream net worth.

As women, we've been socialized to believe that we lack the competence and ability to make big money market decisions— but I, as well as my successful clients, are living proof that this idea simply isn’t true.

Meet your Money Confidence Coach

I truly believed financial freedom was impossible for me and that I was doomed to a debt-full life forever. But eventually, I became exhausted living paycheck-to-paycheck and was determined to not let my scarcity mindset ruin my life.

This led me to create a 5-step framework that helped me eliminate $169,000 of that debt in less than two years and build a 6-figure investing profile at the same time.

Turns out, I had the potential in me all along. I just needed a change in perspective to make a significant impact. And if my personal and professional experience has shown me anything, it’s that this can be true for you too!

After I racked up $200,000 in debt,

She is very knowledgeable about financials and she understands what it takes to get rid of debt. She can relate to her students because she has gone through her own debt-free journey. And as a financial expert, she can take seemingly complex concepts and make them easy to understand and follow.
- Marta

“My husband and I enjoyed working with Shaquana.”

The 21-day challenge Shaquana runs was exactly what I needed. Going through this challenge has helped me develop my long-term savings plan that will allow me to retire early and "win" with money.
- Niccole

“I was able to develop accountability and discipline in saving money.”

After taking the Stack That Rack 21-day challenge, my money mindset shifted as I realized that I was worthy to build wealth regardless of my current income.
- Dominique

I saved over $1,000 in 21 days and worked on my budget.”

client success stories

A non-restrictive approach to eliminating debt and saving money

This isn’t some quick-fix checklist. The Wealth Building Hierarchy was designed to help you shift your mindset about money and set you up for a financially-secure future.

Mindset Reframing
Financial Blueprint
Strategy Implementation
Debt Elimination
Wealth Building

learn more

The Dollars Makes Cents 5-Step Framework: Wealth Building Hierarchy

To believing you are completely capable of…

  • Achieving financial independence with the six-figure income you make right now
  • Building wealth regardless of your past money mistakes or lack of financial literacy knowledge 
  • Ending your scarcity mindset once and for all
  • Living your dream lifestyle without accumulating additional debt

Shift your mindset from…

  • “I don’t have the knowledge and resources to fix my financial situation.”
  • “I don’t have the willpower to manage my money.”
  • “I have no idea where my money is going.”
  • “I am ashamed to tell anyone that I don’t know how to gain control of my money.”

How you can work with Dollars Makes Cents

6-Week Group Coaching

In the Build Your Wealth accelerated group coaching program, you’ll learn better savings habits right alongside other like-minded women.


12-Week Personalized Coaching

In the Money Confidence coaching program, we’ll work one-on-one and use the Wealth Building Hierarchy to make significant money moves in your life.


Stack That Rack Challenge

My 21-day challenge will take you through a proven savings strategy that helps you save $1,000+. It’s already helped over 100 women!


What Your Life Would Look Like After Working With Us:

Implementing your customized financial plan that will allow you to save more money on “autopilot” while eliminating debt and investing in your retirement accounts within the next 90 days

Eliminating the financial shame and anxiety when it comes to understanding your cash flow in order to make every day financial decisions with ease

The freedom to make certain major life decisions (i.e., retire early, purchase your dream home without having the lack of money being the financial barrier to you achieving your desired goals.

Becoming more confident in knowing where your money is going at any time and having an abundance of cash within your bank account

Being able to shift from working for your money to having your money work for you

Make it happen, girl. Shock everyone.

You don't need anyone’s approval or permission to start working towards the life you've always dreamed of. Believe in your now, the initiative, the plan, and start putting in the work to make your goals a reality. The only thing getting in the way of who you are now and who you want to be are your limiting beliefs.

You can't get back today, so what are you waiting for?