This post may contain affiliate links. That means if you click and buy, I may make a commission at no cost to you. Please see my full disclosure policy for more details. Did you know three out of four Americans are in debt due to vacation expenses? Why? Because folks feel like a fun vacation can only […]

Savings

10 Fun Staycation Ideas When You Don’t Want To Travel

Black woman staycation ideas

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Woman creating budget categories

You want to be as successful as Beyonce. Right, sis? Well, let me tell you a bit about her. Back in her Destiny’s Child days, she was already taking charge of her own money. She was young, famous, and making bank. But she was able to practice self-control. And as she was growing as both […]

Budgeting

The Top 5 Budget Categories Within An Effective Budget

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How To Use dave ramsey baby steps

Have you heard about Dave Ramsey Baby Steps? If so, have you said to yourself “I will always be in debt.” before thinking about signing up for this program? If you are like me, I have had these same thoughts as I have struggled with my personal finance for over 20 years. In December 2017, […]

Debt Elimination

How To Eliminate Debt Using Dave Ramsey Baby Steps

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This post may contain affiliate links. That means if you click and buy, I may make a commission at no cost to you. Please see my full disclosure policy for more details. Have you found it difficult to find creative ways to save money (especially during the pandemic)? If there is anything that 2021 has taught you […]

Savings

15 Creative Ways to Save Money Consistently

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