How can you say no to free money? Money hacks are ways for you to make a bit of cash on the side without much effort. They’re great to use if you need extra money but don’t have the time or energy for a side hustle. They’re simple, easy, and most, importantly, free. With these money hacks, it’ll feel like you’re earning in your sleep.
Free Hacks for Money Making
These are hacks that don’t cost a penny to try out!
Cashback extensions
Getting cashback is making a purchase and then getting some of your money back! Think of it like a rebate. However, it’s hard to know when you’re eligible for a cashback–unless you use web extensions like Rakuten and Ibotta.
By downloading these apps onto your browser, you’ll be notified when you’re entitled to cash back! The best part? It doesn’t cost anything to use because these services receive money straight from the brands themselves!
Take some surveys
Instead of scrolling endlessly on Facebook in your downtime, you can take surveys and earn money. With apps like Swagbucks, you can spend a bit of your time filling out a survey to earn some extra money!
Try Slice
Want to make money just by browsing the internet? Slice is an extension that allows you to monetize your monitor! When you download the extension, you’ll be shown ads you don’t even have to click on.
Since you’ll likely be browsing the internet anyway, why not make money while doing it? While it won’t make you a millionaire, this article can help you become one!
Scan your receipts
You might have a ton of extra receipts lying around. You can turn those receipts into gift cards and other rewards using Fetch! It’s an app that lets you earn and redeem rewards just for scanning your receipts.
Switch to digital banks
Banks like Ally and Axom can offer higher interest rates because they don’t have physical branches. Because of this, you can earn more money via interest by storing your funds in these digital banks!
There are even faster ways to make money than waiting for your interest to grow, though!
Passive Income Hacks
Want to earn money while you sleep? Try these hacks!
Dividend Stocks
Dividend Stocks are stocks that pay you money now and then just by owning them. You can invest in several of these dividend stocks and have multiple streams of passive income!
Invest in real estate
Buying real estate is still one of the best investments you can make! Even if you’re not living in it, you can rent your real estate to tenants. This can help you generate passive income over time. You may want to consider this hack if you have enough capital to purchase real estate.
Creating and selling a course online
Everyone’s good at something! You might be good with a guitar or know how to code. This is why you may want to share that skill for money! Websites like Skillshare allow you to create and sell your course to people so they can learn your skills. All it takes is a bit of time, a good video camera, and voila! You’ve set up a passive income stream–and are helping people while doing it!
Building a blog
You don’t need to be an internet celebrity to make money off your personality and life experiences. One of the best ways to start monetizing these is to build a personal blog.
Blogging takes time and strategy but can be a lucrative passive income stream. If you like writing, it’ll feel like you’re not working at all!
Selling digital resources
Are you creative? You can sell all kinds of resources, like templates and ebooks, online. While they take some time to create, they don’t require much expense. Many resources, such as ebooks, can be made using free tools like Canva!
Money Saving Hacks
Saving a bit of money can make just as much of a difference as earning more. You’ll be able to put the money you save toward something you need or want.
Automate your finances
One of the best ways to save money is never to let it touch your hands in the first place. By automating your finances through scheduled bank transfers, you can make managing and saving money easy. You’ll also never have to worry about a late bill payment again.
Spend time at the library
Need a leisure activity that doesn’t require you to spend money? Check out your local library! It’s completely free to read, borrow, and spend time there. Many libraries offer free programs and training that enrich your personal and professional life. You’re also saving money that you would otherwise spend elsewhere!
Sign up for your favorite store’s email lists
Many retailers offer promotions that are only available to those on their email list. Who doesn’t love being a VIP! You may get access to the occasional freebie, discount code, or voucher by joining! That way, you’ll be saving money whenever you use these discounts.
Swap your streaming subscriptions
Trying to keep up with your favorite shows, but they’re on different platforms? No problem! You can sign up for a single month from one streaming service, then switch to another the next month! That way, you’ll have a month to catch up on your favorites while still only paying for a single service. Just be careful to avoid spoilers!
Keep learning
It’s never too late to learn a new money tip or two! This is why you should join the money squad. As a member, you’ll receive exclusive, potentially life-changing financial tips every week. Signing up is completely free and only takes a few seconds!
