In the world of investing, a steady 7-10% annual return is a great way to grow your wealth. Thankfully, this return rate is readily available to most Americans through the Roth IRA account! If you have a Roth IRA, though, you might’ve noticed that you sometimes end up losing money. Before we talk about that, […]

Investing

Do You Know Why Your Roth IRA Keeps Losing Money?

Black woman calculating why Roth IRA Keeps Losing Money

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woman comparing  old money vs. new money

Not all rich people have the same success story. Some inherited their wealth from their family’s successful business ventures. Others were self-made entrepreneurs. If you want to become wealthy, you have to look at how the rich got to where they were. This is why you have to know the differences between old money vs. […]

Income

 Old Money vs. New Money: Does It Really Matter?

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Woman putting together her budget binder

This post may contain affiliate links. That means if you click and buy, I may make a commission at no cost to you. Please see my full disclosure policy for more details. With the NBA Playoffs in full swing, we’re seeing basketball players post up in the headlines left and right. While she may not play in […]

Budgeting

 The Budget Binder: An Insanely Useful Tool

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Some people say that Birthday promos are just a way for businesses to get customers to their stores. While that may be true, who doesn’t want free stuff on your birthday? Here are 20 establishments you can visit to get free stuff (or at least a discount) on your birthday! Food and Beverages Birthday promos […]

Budgeting

 Who Doesn’t Want Free Stuff On Their Birthday?

Black happy to get free stuff on birthday

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